At TRUE Community Credit Union we transcend the traditional role of a financial institution. We recently earned the 2024 Top Workplaces USA award - and we're committed to igniting the pursuit of a life well lived and being exceptional stewards of all interests entrusted to our care. In light of that, we're in search of an accomplished and dynamic Vice President of Real Estate Lending to lead our Real Estate Lending team.
Who are we looking for?
The ideal candidate for the VP of Real Estate Lending will have a 4-year bachelor's degree and a minimum of 10 years of related lending experience Someone who has a strong knowledge of mortgage lending and regulations, FHA, VA, conventional and construction loans, and home equity loans. Someone with excellent communication skills, able to communicate information with the President/CEO and all credit union staff, including senior leadership A person with strong problem-solving abilities, Someone who can balance well between member service and working with their team Someone who is eligible to register with the Nationwide Mortgage Licensing System & Registry (NMLS) This position reports to the Chief Growth and Lending Officer What are some of the key responsibilities of the VP of Real Estate Lending?
Will oversee the Real Estate Lending mortgage and home equity teams. Responsible in the creation and implementation of business development plans that establish short- and long-term growth strategies, including research and development of new products and programs, pricing strategies, and targeting new geographic regions across the state of Michigan. Monitor the Real Estate loan portfolios and adjust origination, processing and underwriting policies and procedures to ensure appropriate risk and yield to advance the credit union's strategic growth goals, and compliance with agency and investor requirements. Develop, implement, and monitor policies and procedures for Real Estate Lending that are in accordance with credit union goals and strategies. Ensure compliance with Fannie Mae requirements to maintain Seller status and establish strategies for the sale of mortgages. Analyze market trends, interest rate movements, and competitor pricing to develop effective pricing strategies and identify opportunities for growth and improvement Establish individual and departmental goals and objectives in alignment with the credit union's strategic plan Develop new and innovative products and services that meet the needs of both current and prospective members, and to increase efficiency, profitability, and growth Analyze the mortgage loan portfolio on a monthly basis Analyze data to identify trends, patterns, and areas for improvement Manage relationships with new and existing vendors So, what's in it for you?
A competitive annual salary starting at $135,121 - $160,843, commensurate with experience and portfolio We offer health, vision, and dental insurance; long- and short-term disability; paid family leave; term life insurance; 401(k); a pension; flexible spending accounts; paid vacation and sick time; twelve paid holidays per year; gym membership reimbursement; and tuition reimbursement. The option to work a hybrid position of in-office and work from home What's your next step?
If you are passionate about driving growth and serving the community thru real estate lending, we'd love to hear from you. Please apply now. TRUE Community Credit Union is TRUE to our members, our communities, and our teammates.
TRUE Community Credit Union is an equal opportunity employer committed to diversity and inclusion. We encourage applications from all qualified individuals regardless of race, color, religion, gender, sexual orientation, gender identity or expression, age, national origin, marital status, citizenship, disability, veteran status, or any other characteristic protected by applicable law.
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