Risk & Underwriting Senior Manager - Stop Loss-Hybrid Job Description
This is a leadership position within the Stop Loss Risk & Underwriting team. This role manages a team of Stop Loss underwriters within the US Employer segment. This role is responsible for achieving growth and earnings for the Stop Loss book of business by employing effective portfolio management strategies. This role will be required to work closely with medical underwriting and sales to achieve results. Key responsibilities include :
Overall achievement of Stop Loss results including net growth, persistency, rate execution, new sales, penetration, earnings. Day to day management of Stop Loss underwriting team, including oversight of overall Individual Stop Loss portfolio. Execution of portfolio management initiatives and help develop ongoing portfolio management efforts. Deep collaboration with Sales and Underwriting Leadership to gain alignment and achieve desired financial objectives. Provide leadership, coaching & development of Stop Loss Underwriting Team. Support team with case level decisions, strategy and market level engagement where necessary. Close monitoring of stop loss results and communication of results to key leaders. Deep understanding of competitive landscape and advantages/gaps that will serve to shape multi-year business strategy. Qualifications Bachelor's degree in actuarial science, risk management, finance, economics or related fields is preferred. 7+ years experience in an Underwriting/actuarial or financial role strongly preferred Results oriented individual with strong financial acumen needed to execute business objectives Strategic mindset - ability to set strategic vision while being nimble to compete in high paced environment Possesses analytical skills to interpret, evaluate and communicate financial results Ability to lead a team of peers to consensus Ability to lead through change Demonstrated ability to lead and develop a team of people Strong influencing and collaborating skills with ability to drive culture change Exceptional communication skills and ability to communicate with all levels, including an ability to deliver unpopular information
If you will be working at home occasionally or permanently, the internet connection must be obtained through a cable broadband or fiber optic internet service provider with speeds of at least 10Mbps download/5Mbps upload.
For this position, we anticipate offering an annual salary of 114,200 - 190,400 USD / yearly, depending on relevant factors, including experience and geographic location.
This role is also anticipated to be eligible to participate in an annual bonus plan.
We want you to be healthy, balanced, and feel secure. That's why you'll enjoy a comprehensive range of benefits, with a focus on supporting your whole health. Starting on day one of your employment, you'll be offered several health-related benefits including medical, vision, dental, and well-being and behavioral health programs. We also offer 401(k) with company match, company paid life insurance, tuition reimbursement, a minimum of 18 days of paid time off per year and paid holidays. For more details on our employee benefits programs, visit Life at Cigna Group . About Cigna Healthcare
Cigna Healthcare, a division of The Cigna Group, is an advocate for better health through every stage of life. We guide our customers through the health care system, empowering them with the information and insight they need to make the best choices for improving their health and vitality. Join us in driving growth and improving lives.
Qualified applicants will be considered without regard to race, color, age, disability, sex, childbirth (including pregnancy) or related medical conditions including but not limited to lactation, sexual orientation, gender identity or expression, veteran or military status, religion, national origin, ancestry, marital or familial status, genetic information, status with regard to public assistance, citizenship status or any other characteristic protected by applicable equal employment opportunity laws.
If you require reasonable accommodation in completing the online application process, please email: for support. Do not email for an update on your application or to provide your resume as you will not receive a response.
The Cigna Group has a tobacco-free policy and reserves the right not to hire tobacco/nicotine users in states where that is legally permissible. Candidates in such states who use tobacco/nicotine will not be considered for employment unless they enter a qualifying smoking cessation program prior to the start of their employment. These states include: Alabama, Alaska, Arizona, Arkansas, Delaware, Florida, Georgia, Hawaii, Idaho, Iowa, Kansas, Maryland, Massachusetts, Michigan, Nebraska, Ohio, Pennsylvania, Texas, Utah, Vermont, and Washington State.
