Credit Analyst I Location Ardmore, OK : Credit Analyst Ardmore, OK Onsite Position 310 W. Main Street, Ardmore, OK 73401 Full Time ESSENTIAL DUTIES AND RESPONSIBILITIES include the following. Other duties may be assigned. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Provide support to senior banking staff in the on-going credit evaluation of existing and prospective customers across the Commercial Banking Department. Besides contributing to the overall efforts of the commercial banking staff, this experience is intended to provide a broad exposure to all lending areas and develop the skills necessary to underwrite and manage credit relationships. As requested, specific duties may include: Spreading financial statements Preparing relationship, collateral, loan agreement compliance and profitability summaries Preparing industry research Preparing financial analysis memorandums Preparing loan memorandums Attending loan committee meeting to include presentation of credit requests Other duties as directed by senior commercial banking staff Participate with senior banking staff in relationship maintenance and the on-going marketing, solicitation and negotiation of new business opportunities. This experience is intended help develop the knowledge skills and confidence necessary (i) to represent the bank (ii) to identify credit or treasury services opportunities (iii) to know what information to request to appropriately consider a business opportunity and (iv) for successful account relationships management. These experiences may include: Accounting or Finance Degree required Attending weekly sales meetings Research, identification and development of prospects Making customer and prospect calls Developing information requests for credit and/or deposit and/treasury service opportunities Preparing term sheets for credit requests Please note this is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice. REQUIREMENTS Bachelor's degree in Finance or Accounting. Excellent customer service skills. Strong communication skills, both verbal and written. Excellent interpersonal skills. Demonstrates an understanding of credit management, credit operations and commercial lending. Ability to perform in a highly sensitive environment and maintain confidentiality. High level of attention to detail, with strong problem solving and organization skills. Ability to perform effectively in a fast-paced environment. Working knowledge of Microsoft Office, especially Word, Excel. Complete all required compliance training by established deadlines. PHYSICAL REQUIREMENTS Constant use of computer screens and reading of reports. Ability to operate a computer keyboard, multi-line telephone, photocopier, scanner and facsimile. Regularly required to sit, use hand to finger, handle or feel, reach with hands and arms, and talk, see or hear. Intermittently standing, stooping, bending at the waist, walking, kneeling or crouching to file materials. Regularly lift and/or move and carry up to 5 pounds. Hometown service, statewide strength. BancFirst is committed to investing in the future of Oklahoma communities. BancFirst is a $12 billion bank offering personal and commercial products, trust, insurance, and investment services in fifty-nine Oklahoma communities. Employees enjoy excellent benefits and a learning environment that allows them to continuously improve their skills to deliver highly personalized service to customers. EOE/AA - BancFirst is an Equal Opportunity and Affirmative Action employer. Diversity…Our differences enhance business performance.
